Berjaya Credit Sdn. Bhd. (Malaysia)

Berjaya Credit Sdn. Bhd. is a Malaysia-based financial services company engaged in the provision of consumer and commercial financing solutions. The company's core business includes hire purchase financing, personal loans, and credit facilities designed to support consumer purchases and business needs. Operating within Malaysia's regulated credit services environment, the company manages credit assessment, loan origination, repayment administration, and portfolio monitoring functions. Its customer base typically includes individual consumers and small businesses requiring access to financing for vehicles, durable goods, or working capital purposes. The company's operations are supported by internal credit management systems, risk assessment processes, and regulatory compliance frameworks. Strategically, Berjaya Credit is positioned to deliver accessible financing solutions while balancing credit risk management, portfolio quality, and customer service responsiveness.