Indonesia Banking Sector 2020/2021

Indonesia’s banking sector is growing fast but remains underpenetrated compared to other large Asian economies. The biggest economy in Southeast Asia, Indonesia has the lowest bank asset penetration ratio in the region at just 55% in 2019. A total of 110 commercial and 1,545 rural banks were operational in the country in 2019. There are just four state-run banks but these account for 40% of the system’s assets. Foreign banks and joint venture banks had a 10.4% share in bank assets. Commercial banks dominate the sector, accounting for 98% of total assets. Rural banks contributed 1.7% to assets while Islamic banks accounted for a 6.2% share. Alongside conventional lenders and Islamic banks, financial services in the country are provided by multi-finance companies, pawnshops and fintech start-ups.​

This report provides a complete and detailed analysis of the banking sector for Indonesia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the banking sector in Indonesia
• Access forecasts for growth in the sector
• View key data on assets, liquidity and profitability in the sector in Indonesia
• Crystallise the forces both driving and restraining this sector in Indonesia
• Build a complete perspective on the trends around deposits, loans and interest rates in Indonesia
• Ascertain Indonesia’s position in the global sector
• Assess market share by bank
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Indonesia
• Build a clear picture of trends and issues for subsectors (consumer finance, mortgage lending and deposits)

See below for a complete table of report contents: