Hipotecaria Metrocredit S.A. (Panama) (Panama)

Hipotecaria Metrocredit S.A. is a financial institution located in Panama. The company specializes in providing financial services and products to its customers. Their main focus is on evaluating and assessing the creditworthiness and risk of various entities, such as financial institutions, insurance companies, issuers, and counterparties. They provide professional and independent opinions on the ability of these entities to fulfill their contractual obligations. The evaluation process includes analyzing qualitative aspects such as executive management, risk management, controls, market, and commercial management, as well as quantitative indicators such as financial ratios. The main objective of their risk classification is to provide investors with a clear, standardized (using scales), and timely opinion regarding the credit quality and the likelihood of timely payment of capital and interest on the instruments offered in the market. Additionally, they assess the entity's capacity to handle potential problems or changes in the environment.