Croatia Osiguruvanje Zivot AD (North Macedonia)

Croatia Osiguruvanje Zivot AD is a company located in Skopje, Republic of North Macedonia. It was founded in 2005 and has since established itself as a leader in the life insurance market in the country. The company offers life insurance policies and has obtained a permit from the Ministry of Finance for selling them. With a majority ownership of 95% by Croatia Osiguranje dd. - Zagreb, the company has a registered capital of 3,000,000.00 euros and a mathematical reserve (accumulated savings premium) of over 51,172,379.00 euros. It is the first financial institution in North Macedonia to possess international certificates for quality management system (ISO 9001:2015) and customer satisfaction and complaint management system (ISO 10002:2018). The company is included in the reference list of the top 200 companies in the country and has insurance coverage provided by Hannover RE Germany. Its vision is to remain a leader in the insurance market by continuously improving existing products and developing new ones. The company's mission is to provide security to policyholders and their loved ones, building on the trust and tradition established since 1884. Its strategy focuses on achieving customer satisfaction in every aspect of its operations, constantly improving the organization through technological innovations, knowledge development, skills enhancement, and high-quality insurance programs.