Lexinfintech Holdings Ltd. (China)

The Company is a consumer finance technology company in China with a decade-long operating history.
Upholding financial risk management as its operational cornerstone, the Company strive to apply advanced technologies such as AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging its unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms, the Company efficiently connect financial institutions with consumers through technology and financial services, offering convenient and speedy finance services to young generation consumers in China.
The Company provide a wide array of credit services, including credit facilitation service, tech-empowerment service, and installment e-commerce platform service. Meanwhile, it provide diversified services to financial institutions including credit assessment and operation system upgrades and user acquisition service utilizing state-of-the-art technologies including big data, advanced computing and artificial intelligence.
The Company provide a range of products and services to promising, young and prime customers and diversified financial institutions based on our insights into consumer behaviors and unique platform capabilities, including credit facilitation service, tech-empowerment service, and installment e-commerce platform service.
The Company has only one segment.
HISTORY
2013 The Company commenced its online consumer finance business and began to operate Fenqile in October 2013 through Shenzhen Fenqile Network Technology Co., Ltd., or Shenzhen Fenqile.
The Company was incorporated in the Cayman Islands on November 22, 2013.
In November 2013, Staging Finance Holding Ltd., or Staging Finance, was incorporated under the laws of the Cayman Islands as our offshore holding company, which then established our wholly owned subsidiary, Installment (HK) Investment Limited, or Installment HK, in Hong Kong.
2017 In March 2017, the Company changed its name from “Staging Finance Holding Ltd.” to “LexinFintech Holdings Ltd.”
On December 21, 2017, its ADSs commenced trading on Nasdaq under the symbol “LX.”